What These Terms Cover in Indonesia
These Terms & Conditions apply to your use of the fatcai account, lobby and wallet functions where local law permits. They explain eligibility, account registration, phone verification, acceptable account activity, payment instructions, transaction checks, access suspension and how policy changes are communicated. Your account must use
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accurate details, and one person should not create accounts to bypass an access decision. DANA, OVO, GoPay and QRIS may show different confirmation steps, while a bank transfer or virtual account can require matching payer details. We may ask for clarification before processing an account action.
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If you disagree with a term, stop using the relevant service and contact support before continuing.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.